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Phone Verification Fights Phishing

Tuesday, June 22nd, 2010

Phone Verification Fights Phishing

Phishing (http://en.wikipedia.org/wiki/Phishing) is a type of fraudulent activity focused on the theft of private information. Such crimes are generally based on different methods of social engineering (http://en.wikipedia.org/wiki/Social_engineering_ (computer_security)). In general, cyberfraudsters create web pages that mimic the websites of real financial organizations, banks or other companies, intercept genuine users and direct them to fake websites that look and feel exactly like the original Web site.

The number of phishing attacks is growing rapidly, despite the efforts of developing security companies under it. RSASECURITY issues monthly reports of phishing attacks, which can be found on the official website of the company http://www.rsasecurity.com/phishing_reports.asp. The is that victims statistics hide the fact of “phishing” successful “attack is a serious threat to the reputation of the company.

The following is a classic phishing attack. Suppose that a scammer decided to capture confidential information that gives access to the account management area on the bank’s Web site X. Thief needs to entice a victim to a fake Web site that is a copy of the bank site X. It is carried out so that the victim enter your private data suggest that he / she is actually using real bank page. As a result fraudster get full access to the management accounts of the victim.

How to protect yourself from phishing attacks is a difficult task that requires a combined approach. It is often necessary to revisit the client and complicate the process of authorization. As a result of a client is subjected to additional discomfort and the company spends a lot of money to protect themselves. That’s why companies usually do not follow this path. reliable verification, widespread and cheap it is easy to use is the key factor in preventing phishing attacks. The most effective verification that actually protects against phishing is the automated telephone verification.

There are a couple of service providers such as www.ProveOut.com offering simple, low cost, integration and at the same time, effective solution – phone verification. The check is processed instantly without an operator.

Let’s examine what would happen if your check was used in The phishing attack described above. A single step should be included in the licensing process the telephone call from the bank website: the customer’s telephone number previously stored.

As soon as a customer enters correct login and password, the bank sent a request customer’s phone number and a code randomly selected to service provider. Service Provider makes a call to , makes the code passed by the bank for the user and then hang up. User always enter the code in the field and proceed to the restricted access area.

For calls “transformation technology services use VoIP providers that keeps the cost of a single call under check. For call costs to specific destinations is considered too high service phone verification can be used selectively for example, a verification call may be initiated only in the case of account transactions. Phishing is no longer effective for the site as an additional security measure you use – automated phone verification.

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